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Get an Instant Virtual EMI Card to shop in No Cost EMIs

In India’s Tier III cities, digital EMI card financing has grown significantly, and EMI deals are finding their way into the burgeoning EMI market. When used with financial institutions such as Bajaj Finserv’s No Cost EMI, digital card EMI plans to give customers various shopping benefits. These two EMI financing options are attractive and successful, with great purchasing power and the ease of not applying for a credit card for purchases. Apart from that EMIs repay both; the functionality of Cost EMI and digital card EMI deals differs significantly.


What is No Cost EMI?

No Cost EMI is a financing option allowing you to pay for your purchase in installments without incurring additional costs. To take advantage of this, select the appropriate financing option during checkout and use your Bajaj Finserv EMI Network Card. The buying cost is divided equally into recurring installments depending on your chosen term. The final No Cost EMI waiver you get from certain lenders is equivalent to the discount on a product that would have been sold to you.

Other lenders offer no-cost EMI deals that include discounts and processing fees. This ensures that the interest that will be paid is factored into the products’ value you don’t take advantage of. However, it’s important to note that when you choose No Cost EMI, you won’t have to pay a penny more than the item’s selling price, which means you won’t have to contend with inflated EMIs due to any No Cost EMI hidden costs over and above the negotiated purchase price.

How does Bajaj Finserv No Cost EMI work?

Bajaj Finserv, one of India’s largest no-cost EMI providers, provides over a million items distributed through 60,000 partner stores in 1,300 cities. Consider the following scenario: If the purchase price, including processing costs, is Rs. 1.2 lakhs, and your term are 12 months, and you will pay an EMIS of Rs. 10,000 monthly.

Benefits of No Cost EMI

Bajaj Finserv provides you with the following advantages when it comes to Cost EMI:

Who is eligible for the No Cost EMI facility?

The No Cost EMI eligibility terms with Bajaj Finserv are clear and straightforward.

  • It would be best if you were between the ages of 21 and 60.
  • You should be able to depend on a steady stream of income. The following are the eligibility requirements:

Once you’ve met these requirements, you can apply for a Bajaj Finserv EMI Card and gain access to the entire network’s No Cost EMI products.

How to opt for Bajaj Finserv No Cost EMI facility?

The Bajaj Finserv, EMI Network Card, is the mode of payment when shopping on the Bajaj Finserv EMI Network store online, so all you have to do is browse the No Cost EMI phones or items of your choice, pick one, and complete your order. Using the Bajaj Finserv EMI Network Card to get No Cost EMI deals or choose in-store financing while visiting a partner store.

Wrapping Up

Now that you understand Cost EMI, you can easily determine whether or not to use it. It’s an EMI without a credit card plan that lets you borrow money without a credit card. This type of financing provides enough funds, allowing you to purchase the goods you want without sacrificing requirements. However, as a loan, you should still be cautious about your spending. You pay nothing more than the product’s selling price regarding affordability.

So, if the benefits of No Cost EMI appeal to you, you can use the Bajaj Finserv EMI Network Card to make your next purchase. This way, you can easily get the desired product and pay with easy-to-manage EMls. Check your pre-approved offer for a customized proposal to get started.

Finserv MARKETS, a subsidiary of Bajaj Finserv, is a one-stop digital marketplace created for consumers on the go. It offers 500+ financial and lifestyle products, all in one place. At Finserv MARKETS, we understand that every individual is different. And that’s why we have invested in creating a proposition – Offers You Value. A value proposition that ensures you get offers that are tailor-made for you. We also offer an amazing product range and unique online recommendations across Loans, Insurance, investments, Payments, and an exclusive EMI store. Whether helping you achieve your financial life goals or offering you the latest gadgets, we strive to provide what you seek. From simple and fast loan application processes to seamless and hassle-free claim settlements, from no-cost EMIs to 4 hours of product delivery, we work towards fulfilling all your personal and financial needs. What’s more! Now enjoy the same benefits in just one click with our Finserv MARKETS App.

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